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Colorado · SB25-003 in Practice · A True Story

The .22 That Couldn’t Be Sold

The statute exempts it. The state’s own final guidance excludes it. The manufacturer was asked to confirm how it’s built. The answer at the counter was still no — and “regardless of what HK says.” This is what the law does in the real world.

On August 25, 2026 — three and a half weeks after SB25-003 took effect — a Colorado buyer tried to purchase a Heckler & Koch MP5 .22 LR from a licensed dealer in Colorado. Not the 9mm submachine-gun clone: the rimfire replica, made by Umarex/Walther under HK license, chambered only in .22 Long Rifle. A plinker.

By the letter of the law, this gun is not covered. By the state’s own published list, this gun is not covered. He couldn’t buy it.

What follows is the exchange, lightly condensed, with names and identifying details removed. The dealer is a real licensed store. The compliance manager is a real person doing a real job with real criminal exposure. Nothing here is meant to shame them — that is the point. The law put them in this position.

The Law, in One Sentence

SB25-003 — now C.R.S. § 18-12-116 — says a “specified semiautomatic firearm” does not include:

“A firearm designed to accept, and capable of operating only with, .22 or lower caliber rimfire ammunition, unless the firearm has a separate upper and lower receiver.”

Two prongs. Rimfire-only: the MP5 .22 is. Separate upper and lower receiver: the MP5 .22 is built the way every MP5 is built — a single receiver with a removable trigger pack (the fire-control module that slides out for cleaning). That is not an AR-pattern upper/lower. The serialized firearm is the receiver; the trigger pack is a part.

The State Already Sorted This Gun

The Department of Revenue published a guidance list of covered models. Between the May 15, 2026 draft and the July 1, 2026 final, the state applied the receiver test to the .22 replicas — and its choices are unmistakable:

Why It Is Excluded · The Test, Step by Step

The statute asks two yes-or-no questions. Here is the MP5 .22 LR walked through them — next to the AR-pattern .22 the state kept on its list, so you can see the line the law actually draws.

Decision graph: the SB25-003 rimfire test applied to the HK MP5 .22 LR and the Walther/Colt M4 .22 LR QUESTION 1 · C.R.S. § 18-12-116(1)(d)(II)(A) Does it fire only .22-or-lower rimfire ammunition? YES (both guns) NO Exclusion doesn’t apply QUESTION 2 · THE “UNLESS” CLAUSE Does it have a separate upper and lower receiver? NO YES HK MP5 .22 LR (UMAREX / WALTHER) ONE RECEIVER · serialized firearm trigger pack (slides out) Rimfire-only: YES · Separate upper/lower: NO EXCLUDED · NOT AN SSF WALTHER / COLT M4 CARBINE .22 LR UPPER RECEIVER SEPARATES HERE (takedown pins) LOWER RECEIVER · serialized firearm Rimfire-only: YES · Separate upper/lower: YES COVERED · ON THE STATE LIST

The state’s July 1, 2026 final list matches this graph exactly: the AR-pattern .22 stays on; the MP5 .22 LR comes off. The dealer’s reading puts the MP5 in the right-hand box on the strength of a word in a manual — not a takedown pin.

Six reasons the MP5 .22 LR is not a “specified semiautomatic firearm.”

Rimfire-only: yes. Separate upper and lower: no.
By the statute’s own words, that is the end of the analysis.

The Exchange

Four emails in seventy-three minutes.

12:42 PM · The buyer → the compliance manager

After a phone call in which staff said they weren’t sure the gun could be sold, the buyer — a new member of the store — put his case in writing. He said plainly he’d rather buy from them than anywhere else, and that he understood it was their license on the line. Then he laid out three things:

  1. The statute exempts rimfire-only guns without a separate upper and lower, and the MP5 .22 is a single receiver with a removable trigger pack.
  2. The state’s guidance removed this exact model between draft and final while keeping the AR-pattern .22 — with links to both documents.
  3. A path to official cover: the guidance isn’t binding, but the state offers a Statement of Position and declaratory-order process. He offered to help file one so the state would be on record for this model before any transfer.

He closed: if they still preferred not to sell it, no hard feelings.

1:03 PM · The compliance manager → the buyer

Three sentences. He had already looked into this gun. The owner’s manual names the trigger group as the “lower receiver.” On that basis, he considers it a specified semiautomatic firearm.

1:43 PM · The buyer → Umarex USA and HK USA (dealer copied)

The buyer didn’t argue. He went to the source. Copying the compliance manager and forwarding his determination, he asked the manufacturer three purely factual questions about the product — explicitly not asking for legal advice:

  1. Is the MP5 .22 LR built with a separate upper and lower receiver, or a single receiver plus a removable fire-control group?
  2. Is the manual’s “lower receiver” label an official designation of that part as a firearm receiver, or a descriptive term for the assembly?
  3. Which single component is the serialized firearm under U.S. federal law?

He asked for a short written answer both he and the dealer could rely on.

1:52 PM · The compliance manager → the buyer

Nine minutes later, before any manufacturer could reply:

“Regardless of what HK says, we are still considering it an SSF.”

1:55 PM · The buyer → the compliance manager

He thanked him for his time, said he understood and respected the decision, and signed off.

A fact the manufacturer could supply would not have changed the answer.

That sentence is the whole story. The question “how is this gun built?” has one true answer, and the people who build it were asked for it. The dealer said in advance that the answer didn’t matter.

Why This Happened — and Why It Isn’t the Dealer’s Fault

Look at the incentives SB25-003 creates. A dealer who transfers a covered gun to someone without the card faces criminal liability and their federal license. A dealer who refuses to sell an uncovered gun faces nothing at all — a lost sale. The guidance list is expressly “not final agency action,” so it protects no one. The statute’s test turns on a term of art (“separate upper and lower receiver”) that a marketing manual can casually contradict. And the process for getting the state to actually commit — a Statement of Position — takes time, paperwork, and a buyer willing to fight for a plinker.

Put a careful compliance officer inside those incentives and the outcome is almost mechanical. When “maybe” costs your livelihood and “no” costs nothing, every ambiguous gun becomes a banned gun. The law doesn’t have to prohibit a firearm to take it off the shelf. It only has to make a dealer afraid of it.

The rimfire exemption exists on paper.
At the counter, it was overruled by a word in an owner’s manual.

This is the “cumulative burden” the plaintiffs in Del Toro v. Polis are describing to a federal judge — not one wall, but a stack of fees, cards, courses, vague definitions, and non-binding lists that together turn a right you have into a purchase you can’t make. Multiply this afternoon across every counter in the state and you have the law as it actually operates.

For the record · what we can and can’t say

The account above is drawn from a written email exchange on August 25, 2026, reproduced with names, contact details, and the store’s identity removed. The manufacturer had not responded as of publication; if it does, we will update this page. We are not saying the dealer broke any law — it didn’t. Declining a sale is its right. We are saying the law made declining the only safe answer, and that is the infringement.

Every “no” like this one is evidence.

If you’ve been refused a sale on a gun the law doesn’t cover, or a county that can’t issue the card, write it down while it’s fresh — date, model, what you were told. Then put it in front of the people carrying the lawsuit.

Not legal advice · I am not a lawyer · Read the law for yourself

The author of this site is not an attorney and does not practice law. Nothing published here is legal advice, no part of it is offered as legal advice, and reading it creates no attorney-client relationship with anyone. This is Second Amendment advocacy and general-interest commentary written by a private citizen, and it includes opinion.

Full terms: Legal Notice & Terms of Use → Page last reviewed August 30, 2026. The law may have changed since.